Redaksiana Subuh - Temanku berkata kepadaku, “, aku sudah terbiasa menguburkan mayat masyarakat
setempat. Salah seorang familiku menghubungiku meminta agar menguburkan ibu mereka yang meninggal. Aku pergi ke pekuburan dan aku menunggu di tempat memandikan mayat.
Di sana aku melihat empat wanita berhijab bergegas meninggalkan tempat memandikan mayat tersebut. Aku tidak menanyakan sebab mereka keluar dari tempat itu karena memang bukan urusanku.
Beberapa menit kemudian wanita yang memandikan mayat keluar dan memintaku agar menolongnya memandikan mayat tersebut. Aku katakan kepadanya, ‘Ini tidak boleh, karena tidak halal bagi seorang lelaki melihat aurat wanita.’ Tetapi ia mengemukakan alasannya bahwa jenazah wanita yang satu ini sangat besar.
Kemudian wanita itu kembali masuk dan memandikan mayat tersebut. Setelah selesai dikafankan, ia
memanggil kami agar mayat tersebut diusung. Karena
jenazah ini terlalu berat, kami berjumlah sebelas orang masuk ke dalam untuk mengangkatnya. Setelah sampai di lubang kuburan .
Kami buka lubang masuknya dan kami turunkan dari pundak kami. Namun tiba-tiba jenazahnya terlepas dan terjatuh ke dalam dan tidak sempat kami tangkap kembali hingga aku mendengar dari gemeretak tulangnya yang patah ketika jenazah itu jatuh. Aku melihat ke dalam ternyata kain kafannya sedikit terbuka sehingga terlihat auratnya. Aku segera melompat ke jenazah dan menutup aurat tersebut.
Lalu dengan susah payah aku menyeretnya ke arah kiblat dan aku buka kafan di bagian mukanya. Aku melihat pemandangan yang aneh. Matanya terbe-lalak dan berwarna hitam. Aku menjadi takut dan segera memanjat ke atas dengan tidak menoleh ke belakang lagi.
Setelah sampai di rumah, aku menghubungi salah seorang anak perempuan jenazah. Ia bersumpah agar aku menceritakan apa yang terjadi saat memasukkan jenazah ke dalam kuburan. Aku berusaha untuk mengelak, namun ia terus mendesakku hingga akhirnya terpaksa harus memberitahukannya. Ia berkata, “ustadz, ketika anda melihat kami bergegas keluar dikarenakan kami melihat wajah ibu kami menghitam, karena ibu kami tidak pernah sekalipun melaksanakan shalat dan meninggal dalam keadaan berdandan.”
Kisah nyata ini menegaskan bahwa Allah SWT menghendaki agar sebagian hamba-Nya melihat bekas Su’ul khatimah hamba-Nya yang durhaka agar menjadi pelajaran bagi yang masih hidup. Sesungguhnya yang demikian itu merupakan pelajaran bagi orang-orang yang berakal.
Health Insurance
What is 'Health Insurance'
Health insurance is a type of insurance coverage that pays for
medical and surgical expenses incurred by the insured. Health insurance can
reimburse the insured for expenses incurred from illness or injury, or pay the
care provider directly. It is often included in employer benefit packages as a
means of enticing quality employees. The cost of health insurance premiums is
deductible to the payer, and benefits received are tax-free.
BREAKING DOWN 'Health Insurance'
Health insurance can be tricky to navigate. Managed care
insurance plans require policyholders to receive care from a network of
designated health care providers for the highest level of coverage. If patients
seek care outside the network, they must pay a higher percentage of the cost.
In some cases, the insurance company may even refuse payment outright for
services obtained out of network. Many managed care plans require patients to
choose a primary care physician who oversees the patient's care and makes
recommendations about treatment. Insurance companies may also deny coverage for
services that were obtained without preauthorization. In addition, insurers may
refuse payment for name brand drugs if a generic version or comparable
medication is available at a lower cost.
Insurance plans with higher out-of-pocket costs generally have
smaller monthly premiums than plans with low deductibles. When shopping for
plans, individuals must weigh the benefits of lower monthly costs against the
potential risk of large out-of-pocket expenses in the case of a major illness
or accident. Health insurance has many cousins, such as disability insurance,
critical (catastrophic) illness insurance and long-term care (LTC) insurance.
Affordable Care Act
In 2010, President Barack Obama signed the Patient Protection
and Affordable Care Act into law. It prohibits insurance companies from denying
coverage to patients with pre-existing conditions and allows children to remain
on their parents' insurance plan until they reach the age of 26. In
participating states, the act also expanded Medicaid, a government program that
provides medical care for individuals with very low incomes. In addition to
these changes, the ACA established the federal Healthcare Marketplace. The marketplace
helps individuals and businesses shop for quality insurance plans at affordable
rates. Low-income individuals who sign up for insurance through the marketplace
may qualify for subsidies to help bring down costs.
Americans are required to carry medical insurance that meets
federally designated minimum standards or face a tax penalty. In certain cases,
taxpayers may qualify for an exemption from the penalty if they were unable to
obtain insurance due to financial hardship or other situations. Two public
health insurance plans, Medicare and the Children's Health Insurance Program,
target older individuals and children, respectively. Medicare also serves
people with certain disabilities. The program is available to anyone age 65 or
older. The CHIP plan has income limits and covers babies and children up to the
age of 18.
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